Certificates of Deposit

A variety of CD terms means more savings options for you.

Whether it’s next year’s trip, a future home or a place for your nest egg to grow, find the term to help you with your savings goals.

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CDs can pay higher interest rates than other deposit accounts. Choose from terms as low as 3 months up to 10 years.

Benefits

  • Lock in a higher rate of fixed interest
  • CDs pay compounded interest
  • Interest can be deposited directly into a checking or savings account
  • Automatic renewals
  • Most CDs require $2,000 to open
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CD Rates

Certificate of Deposit and IRA
Term

10 Year

 Minimum Deposit

$2,000

 APY*

2.00%
Term

7 Year

 Minimum Deposit

$2,000

 APY*

2.00%
Term

5 Year

 Minimum Deposit

$2,000

 APY*

2.50%
Term

4 Year

 Minimum Deposit

$2,000

 APY*

3.04%
Term

3 Year

 Minimum Deposit

$2,000

 APY*

3.04%
Term

30 Month

 Minimum Deposit

$2,000

 APY*

3.00%
Term

24 Month

 Minimum Deposit

$2,000

 APY*

3.25%
Term

18 Month

 Minimum Deposit

$2,000

 APY*

3.56%
Term

12 Month

 Minimum Deposit

$2,000

 APY*

4.00%
Term

9 Month

 Minimum Deposit

$2,000

 APY*

4.00%
Term

6 Month

 Minimum Deposit

$2,000

 APY*

4.25%
Term

3 Month

 Minimum Deposit

$2,000

 APY*

4.50%
Fees may reduce earnings.
* APYs accurate as of 11/12/2024. The minimum required to open this account and receive the APY is $2,000. APY = Annual Percentage Yield. CDs with balance at maturity between $250.00 & $1,999.99 will renew at the comparable PassCard APY; CDs with balance at maturity below $250.00 will renew at 0%. Penalties may be imposed for early withdrawal. 


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