Interest Rates

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11/12/2024
Rates are subject to change without notice.

Checking Rates

Personal Checking Accounts
Account Name

Interest Rewards Checking2

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$0 - $25,000
Over $25,000
All balances if qualifications not met

 APY1

3.55%
3.55% - 1.64%
0.05%
Account Name

Legacy Checking3

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$1

 APY1

0.05%
Account Name

 

 Minimum to Open

 

 Minimum Daily Balance to Earn Interest

 

 APY1

 
Rates may change after account is opened. Rates accurate as of 11/12/2024.
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:
  • Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
  • Be enrolled in online banking, and be enrolled in and agree to receive eStatements.
3 Legacy Checking available to individuals age 62+.
Learn More About Personal Checking

Savings Rates

Personal Savings Accounts
Account Name

High Yield Savings

 Minimum to Open

$10,0002

 Minimum Daily Balance to Earn Interest

$10,000 - $999,999
Over $999,999

 APY1

3.55%
3.55% - 2.37%
Account Name

Statement Savings

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$250

 APY1

0.05%
Account Name

Interest Rewards Saver3,4

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$0 - $50,000
Over $50,000
All balances if qualifications not met

 APY1

2.53%
2.53% - 2.27%
0.05%
Account Name

PassCard Savings

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$250

 APY1

0.05%
Account Name

Holiday Club Savings

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$250

 APY1

0.05%
Account Name

Kids Looney Tunes Savings Club

 Minimum to Open

$1

 Minimum Daily Balance to Earn Interest

$50

 APY1

0.05%
Rates may change after account is opened. Rates accurate as of 11/12/2024.
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 Requires $10,000 in new money not currently on deposit at Brentwood Bank. Balances between $10,000 and $999,999 earn 3.55% APY and balances of $1,000,000 or greater earn 1.76% APY on the portion of the balance that exceeds $999,999, resulting in a range from 3.55% to 2.37%, depending on the account's balance. You must maintain $10,000 in the account each day to obtain the disclosed annual percentage yield.
3 To earn rewards, simply perform the following activities and transactions in your Interest Rewards Checking account each monthly qualification cycle:
  • Have at least 12 debit card purchases (each in the amount of at least $5.00) post and settle to your account.
  • Be enrolled in online banking, and be enrolled in and agree to receive eStatements.
4 Must have Interest Rewards Checking or Cash Back Rewards Checking to enroll in Interest Rewards Saver.
Learn More About Personal Savings

Money Market Rates

Money Market Accounts
Account Name

Premier Money Market

 Minimum to Open

$50

 Minimum Daily Balance to Earn Interest

$1
$75,000

 APY1

0.10%
0.15%
Account Name

Choice Money Market2

 Minimum to Open

$25,000

 Minimum Daily Balance to Earn Interest

$25,000
$100,001
$250,001

 APY1

1.00%
1.51%
1.76%
Rates may change after account is opened. Rates accurate as of 11/12/2024.
Fees may reduce earnings.
1 Annual Percentage Yields (APY) are based upon daily balance.
2 Requires $25,000 in new funds not currently on deposit at Brentwood Bank.
Learn More About Money Markets

Certificate of Deposit and IRA Rates

Certificate of Deposit and IRA
Term

10 Year

 Minimum Deposit

$2,000

 APY*

2.00%
Term

7 Year

 Minimum Deposit

$2,000

 APY*

2.00%
Term

5 Year

 Minimum Deposit

$2,000

 APY*

2.50%
Term

4 Year

 Minimum Deposit

$2,000

 APY*

3.04%
Term

3 Year

 Minimum Deposit

$2,000

 APY*

3.04%
Term

30 Month

 Minimum Deposit

$2,000

 APY*

3.00%
Term

24 Month

 Minimum Deposit

$2,000

 APY*

3.25%
Term

18 Month

 Minimum Deposit

$2,000

 APY*

3.56%
Term

12 Month

 Minimum Deposit

$2,000

 APY*

4.00%
Term

9 Month

 Minimum Deposit

$2,000

 APY*

4.00%
Term

6 Month

 Minimum Deposit

$2,000

 APY*

4.25%
Term

3 Month

 Minimum Deposit

$2,000

 APY*

4.50%
Fees may reduce earnings.
* APYs accurate as of 11/12/2024. The minimum required to open this account and receive the APY is $2,000. APY = Annual Percentage Yield. CDs with balance at maturity between $250.00 & $1,999.99 will renew at the comparable PassCard APY; CDs with balance at maturity below $250.00 will renew at 0%. Penalties may be imposed for early withdrawal. 
Learn More About CDs

Home Equity Loan Rates

Home Equity Term Loan - 1st Lien
Term

36 Months

 Interest Rate

6.250%

 Monthly Payment ($50,000 Loan)

$1,526.77

 APR*

6.250%
Term

60 Months

 Interest Rate

6.500%

 Monthly Payment ($50,000 Loan)

$972.46

 APR*

6.500%
Term

84 Months

 Interest Rate

6.500%

 Monthly Payment ($50,000 Loan)

$736.43

 APR*

6.500%
Term

120 Months

 Interest Rate

7.000%

 Monthly Payment ($50,000 Loan)

$561.40

 APR*

7.000%
Term

180 Months

 Interest Rate

7.000%

 Monthly Payment ($50,000 Loan)

$428.71

 APR*

7.000%
* The APRs are not available for the refinance of an existing Brentwood Bank loan, line or mortgage.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required.
APRs and monthly payments are based on a $50,000.00 loan.
Payment examples do not include taxes or insurance. Therefore, your actual housing obligation will be greater.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
APRs are accurate as of 11/12/2024 and are subject to change without notice. 
Approval is subject to Brentwood Bank underwriting guidelines. 
Appraisal Fee ranging from $330 to $610 may be required.
 
Learn More about Home Equity Loans

Home Equity Loan Rates

Home Equity Term Loan - Subordinate Lien
Term

36 Months

 Interest Rate

6.500%

 Monthly Payment ($50,000 Loan)

$1,532.45

 APR*

6.500%
Term

60 Months

 Interest Rate

6.750%

 Monthly Payment ($50,000 Loan)

$984.17

 APR*

6.750%
Term

84 Months

 Interest Rate

6.750%

 Monthly Payment ($50,000 Loan)

$748.54

 APR*

6.750%
Term

120 Months

 Interest Rate

7.000%

 Monthly Payment ($50,000 Loan)

$561.40

 APR*

7.000%
Term

180 Months

 Interest Rate

7.000%

 Monthly Payment ($50,000 Loan)

$428.71

 APR*

7.000%
* The APRs are not available for the refinance of an existing Brentwood Bank loan, line or mortgage. 
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less. Property insurance is required and flood insurance may be required.
Consult with a tax advisor to determine whether the interest you pay is tax deductible. 
APRs and monthly payments are based on a $50,000.00 loan.
APRs are accurate as of 11/12/2024 and are subject to change without notice. 
Approval is subject to Brentwood Bank underwriting guidelines. Appraisal Fee ranging from $330 to $610 may be required.
 
Learn More About Home Equity Loans

Home Equity Line of Credit Rates

HELOC Loans
Variable Interest Rate

Wall Street Journal (WSJ) Prime

 Payments

Monthly - Interest Only^

 APR

7.500%
^ Interest paid only on the amount utilized during the draw period. 
APR is based on WSJ Prime Rate, which may increase after account opening. 
APR is accurate as of 11/12/2024 and subject to change without notice.
Maximum APR for variable Lines of Credit is 18%.
Home Equity Loan and Lines of Credit must be secured by a one to four family owner-occupied property with a loan to value (LTV) ratio of 89.9% or less.
Property insurance is required and flood insurance may be required. Consult with a tax advisor to determine whether the interest you pay is tax deductible.
10-Year Draw Period. 15-Year Repayment Term.
Approval is subject to Brentwood Bank underwriting guidelines.
$50 annual fee required.
Appraisal Fee ranging from $330 to $610 may be required.


  
 
Learn More About HELOCs

Unsecured Loan Rates

Personal Loans
Term

36 Months

 Interest Rate

9.000%

 Monthly Payment

$159.00

 APR*

9.000%
Term

48 Months

 Interest Rate

10.000%

 Monthly Payment

$126.81

 APR*

10.000%
Term

60 Months

 Interest Rate

12.000%

 Monthly Payment

$111.22

 APR*

12.000%
*APR (Annual Percentage Rate) is based on $5,000 loan
Minimum loan amount $1,000; maximum loan amount $50,000.
Above rates are not available for the refinance or modification of an existing Brentwood Bank loan or mortgage.
APRs are accurate as of 11/12/2024 and are subject to change without notice.
 
Learn More Unsecured Loans

Residential Mortgage Rates

Conventional Single Family Owner-Occupied
Term

30 Year

 Interest Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Term

25 Year

 Interest Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Term

20 Year

 Interest Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Term

15 Year

 Interest Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Term

10 Year

 Interest Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Learn More About Mortgages

Residential Mortgage Rates

Jumbo Single Family Owner-Occupied
Term

30 Year

 Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Term

15 Year

 Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Learn More About Mortgages

Residential Mortgage Rates

Adjustable Rate Mortgage
First Payment Term

1 Year

 Initial Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
First Payment Term

3 Year

 Initial Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
First Payment Term

5 Year

 Initial Rate

For a customized quote, please contact Vince Cassano at 412-409-9100 x285 or vcassano@brentwoodbank.com.
Learn More About Mortgages